loan products

About Loans
Life Credit Union offers a wide variety of loans to meet all of your needs. Because we are owned by our members and not stockholders, we are able to give profits back to you in the form of highly-competitive, low loan rates.

Our loans include:
  • New and Used Autos
  • Boat/Recreational/Motorcycle
  • Personal Property Loans (new appliances, furniture, electronic equipment, lawnmowers, etc.)
  • Equal Housing Lender
  • Signature Loan/Line of Credit
  • Various Mortgage Services
  • Home Improvement Loans (new roof, patio, deck, etc.)
  • VISA® Credit Cards

How to Apply for a Loan
It easier than ever to apply for a loan! You can now apply online through our virtual online banking tool.

There is a $25.00 - $35.00 loan processing fee due when you apply for a loan. The fee varies based on the closing method you choose.
Apply for a loan!

Our loan officers are trained to view member requests as an opportunity to design a loan product or service to meet the unique needs of our diverse membership. They would be honored to help you get started and turn your lending needs into savings opportunities.

If you do not have access to online banking, please contact us by phone or email to request a loan application:

Pat: 615-230-5433, ext. 2037,
Casey: 615-230-5433, ext. 3070,
Christa: 615-230-5433, ext. 5439,
Cristy: 615-230-5433, ext. 3236,

Extended Auto Warranty
Extended Warranties are available for purchase on vehicles. This product picks up where your manufacturer's warranty stops. It offers towing, rental car and travel/lodging reimbursement, plus 24-hour roadside assistance, and tire protection with no deductible. The warranty is also transferrable! Ask a loan officer for details.

GAP Insurance
Have you ever owed more on your vehicle than the insurance company paid? "Guaranteed Auto Protection" insurance covers the difference between your loan amount and the actual value of your vehicle in case it is totaled or stolen.

TruStage Auto Insurance Program
You trust your credit union to offer products and services to help you do more with what you have. That's why we've joined with a dedicated team of insurance professionals to bring you the TruStage Auto Insurance Program.

Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service.

If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings.

Get your free quote today or call 1-855-483-2149.

TruStage Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.


Ding Guard Service Plan

Protect the value of your vehicle
Keep your vehicle free of dents & dings!

Ding Guard provides another layer of coverage for your vehicle for an UNLIMITED amount of dents and dings that can be removed over the life of the contract without you ever having to file a claim on your auto insurance policy; therefore, increasing the value of your vehicle for just a few cents a day.

  • Unlimited dent and ding removal
  • Reimbursement of auto hail claim deductible up to $500
  • Unlimited windshield chip repair
  • Four alloy wheel repairs
  • One day auto rental
The Advantages of Paintless Dent Removal
  • Factory finish remains intact.
  • No paint matching necessary.
  • Maintains the value of your car.
  • Saves you hundreds of dollars in leased
  • vehicle turn-in costs.
  • Limited Lifetime Warranty on all repairs.
Windshield by Safelite AutoGlass®
  • Provides for unlimited repairs of minor chips, stars or nicks to the windshield glass caused by propelled rocks, stones or other road debris.
  • Prevents cracks, which can affect the structural integrity of the glass.
  • Strong and long lasting repairs

Cosmetic Wheel Repair
  • Repairs up to four alloy wheels with curb rash and scrapes.
  • Polishes and resurfaces alloy wheels.
  • Returns wheels to original appearance

For more information on how to protect your vehicle investment, contact a member of the Life CU Lending team or email

Watch the video to learn more!
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For questions or comments, please contact us: 2010 Church Street, Suite 204, Nashville, Tennessee 37203   ::   615-230-LIFE (5433)