news and information


 
Making Your World More Secure… With Text Fraud Alerts!
New Enhanced Fraud Protection!

We are always looking for new ways to stop fraud faster and with the launch of our newly enhanced fraud prevention tools; we can do just that. We’ve always monitored your account for fraud, but now we can quickly text message you, if we see something suspicious.

If you receive a fraud alert message, simply respond whether the transaction was yours or not. And don’t worry – if you miss our text we’ll also try to call you or send you an email. We will ONLY ask you to verify if you did make the purchase(s) or not. We will NOT ask for account or personal information.

Keeping you protected is important to us and we are excited to offer these new enhanced fraud services to you!

To ensure that you receive these notifications, contact a Life Credit Union staff member to verify your information. Please make sure that we have your most current mobile phone number, email address and primary home phone number.

Together, we can more quickly identify and prevent fraud!  


 
YOUR CARD ON YOUR TERMS

Get the mobile app that lets you control your Life Credit Union  debit card usage and spending on the go!

In addition, CardValet® empowers you to safeguard your card and protect yourself against fraud, all from your smartphone!

Take control of debit card spending.

With CardValet® you can:
  • Set spending limits
  • Check account balances and transactions
Create your own fraud protection.

With CardValet® you can:

  • Lock or unlock your card with one touch
  • Specify and monitor when/where/how your card is used
  • Instantly act on transaction alerts

In a climate where data breaches occur more frequently than ever, you have the ability to view your transactions at any time and reduce the likelihood of fraud.

It’s your card, on your terms.

Get started!   Download the CardValet app. It is available in the iTunes App Store and the Google Play Store.
 
Talk With Your Own Financial Life Coach!  
Define Your Goals. Make New Choices. Change Your Life.

Making financial decisions can be complicated, complex or even intimidating. At Life Credit Union, we want to come alongside you to help you get the most out of life! Our Financial Life Coaches are available to discuss your goals and offer suggestions on how you might structure your finances in order to position yourself for long-term success or simply improve your current financial wellbeing.

No goal is too small. No desire is too big. Take a fresh look at LIFE!

The first step is to contact us, so we can match you up with your very own Financial Life Coach and schedule a one-on-one consultation. Call us at 615-230-LIFE or email us at coach@lifecu.org to get started.
 








Spring Time to Grow!

You planted the seed. Help it grow!

Put your financial plan in action. Stay on track.

It's time to put your financial plan in action! It's easy to stay on top of your finances with Life Credit Union. We offer the tools to control your money -- use My Money, from Life CU to forecast what money is going in and coming out so you can make smart financial decisions.

Cashflow Calendar brings your income and expenses to life with a personal interactive calendar.


It pays to put your plan in action!

Add a Bill or Income source to the Cashflow Calendar in My Money, and be entered to win $500, $250, or one of three $100 prizes! It pays to control your cash flow and see how much money you have available to pay bills and other expenses day by day.

Entering is easy. Log in to My Money(through Virtual Branch, our online banking site) and add at least one Bill or Income source to your Cashflow Calendar before May 31, 2017, and you’ll be automatically entered into the drawing to win one of five cash prizes.

Let us help you stay on track with your financial plan.

Visit our Virtual Branch online banking site to learn more.


How to Add a Bill or Income & Win!

My Money makes it simple to reduce financial stress. Anticipate and monitor all your bills and income on your cash flow calendar.

Step 1:
Navigate to the "Cashflow" tab of My Money.

Step 2: Select "Add Income" or "Add Bill" from above the calendar view

Step 3: Complete the required fields including: Name your bill/income, how much and often you get paid or what amount is due.

Step 4: Click the green "Add Bill" or "Add Income" button on the bottom of the form.

Step 5: Your bill or income will now appear on the calendar for you, whether it's a monthly, weekly or quarterly payment.


*NO PURCHASE NECESSARY. Open only to legal residents of the 50 United States (D.C.) and Puerto Rico, 18 years and older. Ends 5/31/2017. For Official Rules, including odds, alternate method of entry, and prize description, see rules listed below. Void where prohibited.




Spring Time to Grow 2017 Sweepstakes


OFFICIAL RULES
No purchase, obligation or transaction necessary TO ENTER THE SWEEPSTAKES.

Promotion Period
: Spring Time to Grow 2017 ("Sweepstakes") begins April 1, 2017 and ends May 31, 2017. Entries received prior to or after the Promotion Period are not eligible for the Sweepstakes.

How to Enter: Individuals will receive an automatic entry into the Sweepstakes when they log into Life Credit Union’s My Money between April 1, 2017 and May 31, 2017, and have added at least one Bill or Income source to the Cashflow Calendar. One entry per household.

Life Credit Union and contest sponsor – Debtfolio, Inc. dba Geezeo – are not responsible for entries that are lost, misdirected, delayed, destroyed, deleted, erased, stolen, or unreadable. Life Credit Union and Geezeo assume no responsibility for any error, problem, or malfunction (human, technical, or otherwise) which may occur in the creation, maintenance or processing of Sweepstakes entries, or which prevents entries from being created. To obtain a list of winners, send a self-addressed envelope to Spring Time to Grow Sweepstakes - Winners, Attn: Geezeo Marketing Dept., 1315 Jamestown Road, Suite 103, Williamsburg, VA 23185. This contest is administered by Geezeo.

ALTERNATE ENTRY: Individuals may also enter the Sweepstakes by hand printing the words "Spring Time to Grow – Life Credit Union and their full name, address, daytime phone number (including area code), and date of birth on a 3x5 card and mailing it (1 entry per envelope, only 1 entry per household) to: Spring Time to Grow 2017 – Life Credit Union, Attn: Geezeo Marketing Dept., 1315 Jamestown Road, Suite 103, Williamsburg, VA 23185. Mail-in entries must be postmarked no later than May 31, 2017 and received by June 6, 2017. Proof of mailing does not constitute proof of delivery. The 3X5 card MUST BE ENCLOSED IN A NEW STANDARD, BUSINESS SIZE ENVELOPE SIZED AT 4-1/8" x 9-1/2". A return address MUST BE on the envelope. Geezeo is not responsible for lost, late, incomplete, misdirected, damaged, postage-due, or illegible entries or mail. Mechanically reproduced entries will not be accepted. Alternate entries are limited to one per household and you MAY NOT send in multiple entrees for multiple financial institutions. Once submitted, all entries become the property of Geezeo and none will be returned.

Eligibility: Entries are open to the general public. No purchase necessary. To qualify for the Sweepstakes, entrants must be a resident of the 50 United States (D.C.), Guam and Puerto Rico and be 18 years or older.

Employees, Board members and consultants of Life Credit Union and its subsidiaries, and their family members within the same household are not eligible to win.

Sweepstakes subject to all applicable federal, state and local laws. Sweepstakes void where prohibited or restricted by law.


Agreement to Official RULES: Participation in the Sweepstakes constitutes entrant’s full and unconditional agreement to and acceptance of these Official Rules and the decisions of Geezeo, which are final and binding in all matters relating to this Sweepstakes.

Selection of Winners: Winners will be chosen by random selection the week of June 9th, 2017, from all eligible entries received during the Promotion Period from all participating financial institutions. There will be a total of five (5) prizes: $500.00 Grand Prize, $250.00 first runner up prize, $100.00 second runner up prize, $100.00 third runner prize, and $100.00 fourth runner up prize.

For a selected entry to be declared a winner, the winning individual must satisfy all of the requirements as listed in these Official Rules. Winners need not be present and will be notified by e-mail, mail or telephone within 5 business days of selection. If a winning individual does not affirmatively accept his or her prize in writing or via e-mail within 10 calendar days of notification, an alternate entrant will be selected at random in his or her place from all eligible entries received.

Prize winners will be required to sign an affidavit of eligibility and liability/publicity release which must be returned within 10 days of notification. Winners agree to permit Geezeo and Life Credit Union to use their name, likeness, and city of residence for advertising and promotional purposes without additional compensation except where prohibited by law. Geezeo and Life Credit Union will make its best reasonable effort to contact all winners. If any winner cannot be contacted, an alternate winner will be randomly selected.

Prizes
: There will be awarded five (5) prizes: $500.00 Grand Prize, $250.00 first runner up prize, $100.00 second runner up prize, $100.00 third runner prize, and $100.00 fourth runner up prize. The arrangement of the prize distribution will be handled between the Prize Winner and Geezeo/ Life Credit Union. Geezeo/ Life Credit Union does not guarantee any specific rates or stock availability. No prize substitution is allowed.
The odds of winning are approximately 1 in 30,000; however, actual odds of winning will depend upon the number of entries received from all participating financial institutions.

Final determination of winners will be made by a staff member of Geezeo, whose decision is final.

Prizes are non-transferable and no substitution of prizes is permitted without the permission of Geezeo, which reserves the right to substitute a prize with another prize of equal or greater value. Geezeo will report all prize winnings to the appropriate state and federal agencies as required by applicable law. All taxes, fees, surcharges or liabilities relating to a prize are the sole responsibility of the winner. Payment of any federal state or local taxes will be the obligation of the winner, and any costs not specifically identified herein are the responsibility of the prize winner.

GENERAL CONDITIONS:
  • Geezeo reserves the right to add, delete or revise these Official Rules as necessary without notice. Geezeo and Life Credit Union are not responsible for printing errors or omissions.
  • These rules supersede any published advertising.
  • By entering the Sweepstakes, participants agree to release and hold harmless Geezeo, and Life Credit Union, their subsidiaries, affiliates, directors, officers, employees, and agents from any and all liability for any injuries, loss, or damage of any kind arising from or in connection with the Sweepstakes or receipt of the Prize. Geezeo and Life Credit Union and each of its officers, directors, employees, customers and representatives and agents are not responsible for any negligence, claims, liability, injury, property loss or other damages of entrants and/or winners arising from, or in connection with acceptance, receipt, possession or use/misuse of the prize awarded or participation in this Sweepstakes.
  • Geezeo and Life Credit Union are not responsible for any error or technical malfunction of any telephone, computer, or other equipment, which prevents an entry from being made or received during the promotional period. Geezeo and Life Credit Union are not responsible for any incorrect or inaccurate information, whether caused by tampering, hacking or by any of the equipment or programming associated with the Sweepstakes. Geezeo reserve the right to disqualify entrants who fail to follow these Official Rules or who make any misrepresentations relative to the Sweepstakes and redemption of prize. Entries by ineligible persons, fraudulent entries, or entries created in error will be disqualified and an alternate entry selected. Geezeo reserve the right to void or reverse the awarding of any prize obtained fraudulently or illegally and to seek appropriate remedies to recover any prizes.
  • All issues and questions concerning the construction, validity, interpretation, and enforceability of these Official Rules, or the rights and obligations of entrant, Geezeo and Life Credit Union in connection with the Sweepstakes, shall be governed by, and construed in accordance with, the substantive laws of the State of Connecticut, USA, without regard to choice of law rules.
  • ARBITRATION: NOTICE OF BINDING ARBITRATION AGREEMENT: You and we agree to attempt to informally settle any disputes arising out of or connected with this Contest or any prizes awarded. If that cannot be done, you and we agree that any dispute arising out of or connected with this Contest will be resolved by BINDING ARBITRATION administered by the American Arbitration Association in accordance with its Commercial Dispute Resolution Procedures and Supplementary Procedures for Consumer-Related Disputes. You thus GIVE UP YOUR RIGHT TO GO TO COURT to assert or defend your rights under these Official Rules (EXCEPT for matters that may be taken to SMALL CLAIMS COURT). Your rights will be determined by a NEUTRAL ARBITRATOR and NOT a judge or jury. You are entitled to a FAIR HEARING, BUT the arbitration procedures are SIMPLER AND MORE LIMITED THAN RULES APPLICABLE IN COURT. Arbitrator decisions are as enforceable as any court order and are subject to VERY LIMITED REVIEW BY A COURT. The place of arbitration shall be in the County in which you reside. FOR MORE DETAILS, check the American Arbitration Association’s website, www.adr.org, OR call the American Arbitration Association’s Customer Service telephone number at (800) 778-7879.


 
Vacation & Christmas? Join the Club and Start Saving!
Whether you are saving up for a vacation or some great gifts for the holidays, it is always a good time to start saving! We offer two club account types: the Christmas Club and the Vacation Club.

They both offer more flexibility than ever before, so you can use your club account the way that works best for you. Club account holders have two withdrawals available anytime from January through December in the calendar year.

If you have a sunny vacation on your mind or next Christmas’ gift plans, today is the day to get started! Payroll deductions make saving easy and convenient! Begin the New Year off the right way by saving now!
 

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For questions or comments, please contact us: 2010 Church Street, Suite 204, Nashville, Tennessee 37203   ::   615-230-LIFE (5433)