Hello,
We're Life

A credit union built to serve and adapt to your unique schedule and lifestyle.

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What would you like to borrow for?
- A home
  - Great, what are you more interested in?
    - I’d like to buy a home, or refinance my current loan.
      - Sounds great. We offer Mortgages that can meet your homebuying needs, as well as refinancing options.
    - I’d like to buy some things for inside my home, like furniture or appliances.
      - Sounds nice! Our Personal Property loans cover those expenses, as well as other items like computers.
    - I want to make home improvements or repairs.
      - Great! We offer no-collateral Home Improvement loans just for that. We think you’ll love our rates.
- A car
  - Cool! We have low rates available for both Auto and Recreational Vehicle loans. We can also help you refinance your current loan from another financial institution.
- Something else
  - Terrific! We offer Signature Loans and Lines of Credit for any need, including weddings, vacations and debt consolidation.
- I’m mostly interested in a credit card
  - Perfect! Check out our rewards Visa credit card.

What would you like help with?
- Learn How to Manage My Finances
  - Check out our Financial Wellness Education center!
- Accessing my accounts
  - Okay, how would you like to access your accounts?
    - Online
      - Ok! Is this is your first time using Online Banking?
        
        Yes
        
        Okay! Click Login in the upper right hand corner of any page. Then follow the prompts to enroll. You’ll need your member number and the last 4 digits of your social security number.
        
        No
        
        Great! To access your account, simply click “Login” in the upper right hand corner of the page.
    - On my mobile device
      - Great! First, make sure you’re enrolled in online banking. Then, download our free app for iPhone or Android.
- Opening a checking account
  - Great! Be sure to explore Kasasa Rewards Checking. Our checking accounts let you earn interest and even cash back!
- Getting insurance
  - Perfect, we offer discounts on auto, home and life insurance services through our trusted partners.
- Setting up alerts and controls
  - For your credit or debit card?
    - Credit
      - Great! You can set up customizable purchase alerts at any time.
    - Debit
      - Sounds good! Download our free Card Valet app to safeguard and monitor your debit card on the go!

What would you like to save for?
- An upcoming holiday or vacation
  - Sounds lovely! We have both Christmas Club and Vacation Club accounts available to our members.
- Retirement
  - It sounds like an IRA (Individual Retirement Account) would be helpful for you. If you’re interested in meeting with a financial planner to discuss other investment options, we can also make that happen.
- Something else – and I’d like to earn a good interest rate
  - Do you have some money saved up already?
    - Yes, quite a bit
      - Nice! Are you okay with leaving your money untouched for a while?
        
        Sure
        
        Cool! We think you might like one of our Term Certificates. You agree to leave your money untouched for a while in exchange for a higher interest rate.
        
        I’d prefer to make withdrawals when I need to.
        
        Sounds good. Check out our Money Market account. It’s a little more flexible, but still gets you a higher rate.
    - Not much
      - No worries. You can pair one of our Kasasa Savings accounts with your Life Checking account. It even lets you earn rewards!

We’ve learned that caring people like you don’t always have the time and energy to spend on yourselves.

We adapt for your unique life

With extended hours, a committed team and highly customizable financial options, we'll always be there for you, in a way that works for you.
We meet you where you are

In your job, time off may be hard to come by. We understand you can't always come to our branch to sign documents or get questions answered. If you can't come to us, we'll come to you!
We work to make your life easier

We offer cutting-edge technological solutions for your busy lifestyle, from our sleek, use-it-anywhere mobile app to effortless online bill pay.

"Each time I drop by or make a phone call to handle business, I am treated with utmost respect and kindness, no matter how simple my request may be. The loyalty and quality of service provided is beyond measure."

Brenda R.

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Hello, We're Life

We’ve learned that caring people like you don’t always have the time and energy to spend on yourselves.

We adapt for your unique life

We meet you where you are

We work to make your life easier

Saint Thomas Midtown Event Photos

Leaving Our Website

Hello,
We're Life