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LifeCU Mobile

Free - On the App Store


LifeCU Mobile

Free - On the App Store

Christmas Savings Club

Move over, Santa

Bring a smile to your loved ones this Christmas

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  • What is a Christmas Savings Club account?

    A Christmas Savings Club account is an easy way to help you save for Christmas gifts and other holiday spending. You can set up an account just for Christmas and limit any early withdrawals.

    We want to help you save

    If holiday spending stresses you out, this is the account for you. By saving a little each month (you decide how much) you’ll be a Christmas hero to your loved ones. Here’s how it works: simply make deposits, or even easier, set up a monthly direct deposit from your regular checking account, or even a payroll deduction that comes straight out of your paycheck. Then, watch that money add up in this separate account throughout the year. You’ll get access to it once you’re ready for your Christmas shopping extravaganza.

    • Easy saving with direct deposit and payroll deduction
    • Limited withdrawals help you remember to save
    • Even more savings: earn interest on balances over $100
  • Christmas Club

    Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period
    0.10% 0.11% n/a $100 Quarterly Quarterly
  • Frequently Asked Questions

    • At your request, your money or select amounts you specify are sent from your direct deposit to your accounts at Life Credit Union. Payroll deduction can also be used for repayment of loans and deposits to money market accounts and investments.

    • Vacation Savings account holders have two withdrawals available anytime from January through December in the calendar year, so you can plan your vacation for whenever you want it. For additional withdrawals, charges will apply.

    • Yes. The minimum balance is $10.

Start ringing those holiday saving bells

Interested in setting up an account? Give us a call or come into our branch office.

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Responding to COVID-19

At Life Credit Union, our focus is on the safety and well being of our members, our staff, and our community. We are closely monitoring the novel coronavirus (COVID-19) developments and taking proactive steps to minimize risk.

Please read our full statement that includes information about the available options to access your accounts without visiting the branch.