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LifeCU Mobile

Free - On the Play Store


LifeCU Mobile

Free - On the App Store

Primary Savings

Savings made easy

All about savings that are here for you.

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  • Primary Savings

    Establish your credit union membership and manage your money with ease using any of these classic savings options.

    Save where you are more than your money. 

    No matter how you save – whether it’s a little every day or a lot to reach a goal, we’ve got you covered. Check out our Share Savings Account (your ticket to credit union membership), our Spare Share Savings Account (best safety net ever), or our ChangeUp Savings Account (automate your savings with ease) and find the solution that is best for you.

    • Share Savings: Our easy-to-use ticket to becoming a member. Whatever you’re saving for, all you need is $10 to open a share savings account and become a member of Fortera Credit Union. Enjoy earning dividends on your savings, surcharge-free ATMs all around the world, and access to all sorts of other accounts created with you in mind.
    • Spare Share Saving: Weave yourself a solid safety net. Once you have an established Share Savings account, Spare Share is the first-best second savings account for building an emergency fund or putting away cash to plan for a big purchase.
    • ChangeUp Account: Go from small change to big savings. Every purchase you make with your Fortera debit card gets rounded up to the nearest dollar. That extra change automatically deposits into your ChangeUp account for a rainy day.
  • Primary Savings

    Type Dividend Rate APY* Minimum Balance to Earn Stated APY Dividends Compounded Dividends Credited
    Share Savings 0.100% 0.10% $50.00 Monthly Quarterly
    Spare Share Savings 0.50% 0.05% $50.00 Monthly Quarterly
    ChangeUp Savings Account / $0.00 to $2,000.00 Tier 1.491% 1.50% $0.01 Quarterly Quarterly
    ChangeUp Savings Account | $2,000.01 + Tier 0.150% 0.15% 2,000.01 Quarterly Quarterly

    *APY = Annual Percentage Yield. APY is accurate as of the last dividend declaration date.
    Penalties will/may be imposed for early withdrawal on time accounts. Fees may reduce earnings on the account. Rate may change after account opening. Rate is accurate as of July 15, 2022.

  • Savings Calculator

Open a Savings Account today.

Get ready for the good times (and emergencies too) when you open a Savings Account today.

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