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LifeCU Mobile

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LifeCU Mobile

Free - On the App Store

Money Market Account

A high-interest savings account

Save more, earn more

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  • What is a Money Market Savings account?

    A Money Market Savings account lets you earn a higher interest rate as long as you maintain a higher balance ($500 or more). Unlike a Term Certificate, however, you can make regular withdrawals.

    Savings with a flexible twist

    If you want to open a more advanced savings account, but you’re not ready for a super long-term commitment, a Money Market Savings account may be the perfect choice. You can open an account with any balance, and once you start maintaining $500 or more, you’ll earn monthly dividends. Worried about feeling tied down when you set your money aside? Worry no more. Life CU lets you make unlimited withdrawals on this account, and you can write up to three checks per month.

    • Unlimited withdrawals so you never feel tied down
    • Enjoy flexibility by writing up to three checks per month
    • Get more from your savings with dividends paid monthly
    • Start from anywhere—there’s no minimum balance to open
    Celebrate our 60th Anniversary with these special rates!

    Check out our limited-time Diamond Anniversary rates

    Celebrate with sparkling rates to make your money shine!

    Read blog
  • Money Market Savings/Checking Account

    Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Fee Dividends Compounded & Credited Dividend Period
    $500.00-$10,000.00 0.30% 0.30% n/a $500 n/a Monthly Monthly
    $10,000.01-$25,000.00 0.40% 0.40% n/a $500 n/a Monthly Monthly
    $25,000.01-$50,000.00 0.50% 0.50% n/a $500 n/a Monthly Monthly
    $50,000.01-$100,000.00 0.60% 0.60% n/a $500 n/a Monthly Monthly
    $100,000.01 and over 0.75% 0.75% n/a $500 n/a Monthly Monthly
  • Frequently Asked Questions

    • Yes. You will need to maintain a balance of $500 or more in order to earn interest.

    • No, there is no minimum.

    • There are tiered rates, based on the amount in your account. See rate sheet for details.
Start saving big

Give us a call or come into our branch to open your new account.

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Holiday Closing Reminder

Life Credit Union will be closed on Thursday and Friday, November 22-23, in observance of the Thanksgiving holiday. Happy Thanksgiving!
*Even on holidays or after hours, you can access your account through our app, online banking, or audio response.