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LifeCU Mobile

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LifeCU Mobile

Free - On the App Store

Money Market Account

A high-interest savings account

Save more, earn more

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  • What is a Money Market Savings account?

    A Money Market Savings account lets you earn a higher interest rate as long as you maintain a higher balance. Unlike a Certificate, however, you can make regular withdrawals.

    Savings with a flexible twist

    If you want to open a more advanced savings account, but you’re not ready for a super long-term commitment, a Money Market Savings account may be the perfect choice.  Worried about feeling tied down when you set your money aside? Worry no more. Our Money Market accounts allow easy access to your money when you want it.

    • Money Market: We want more for your money too. A great fit for multi-interest members ready to grow an investment, the Money Market account gets you more for your money while allowing limitless cash withdrawals at any branch.
    • Premium Money Market: The sky is no longer the limit. With great investment comes great reward. Earn our highest dividends possible and maintain your ability to write checks as-needed.
  • Money Market and Premium Money Market

    Type Dividend Rate APY* Balances Dividends Compounded Dividend Credited
    Money Market 0.200% 0.20% $2,500 - $9,999.99 Monthly Monthly
    Money Market 0.200% 0.20% $10,000 - $24,999.99 Monthly Monthly
    Money Market 0.399% 0.40% $25,000 - $49,999.99 Monthly Monthly
    Money Market 0.399% 0.40% $50,000 - $74,999.99 Monthly Monthly
    Money Market 0.499% 0.50% $75,000 - $99,999.99 Monthly Monthly
    Money Market 0.499% 0.50% $100,000+ Monthly Monthly
    Premium Money Market 0.200% 0.20% $0-$24,999.99 Monthly Monthly
    Premium Money Market 1.243% 1.25% $25,000 - $49,999.99 Monthly Monthly
    Premium Money Market 1.491% 1.50% $50,000 - $99,999.99 Monthly Monthly
    Premium Money Market 1.737% 1.75% $100,000+ Monthly Monthly

    *APY = Annual Percentage Yield. APY is accurate as of September 19, 2022.

    The Money Market Account has a $12 monthly service fee and the Premium Money Market Account has a $25 monthly service fee.

    The Money Market and Premium Money Market are tiered accounts. Dividend rates for a particular tier, as disclosed above, will apply to the entire account balance once the minimum daily balance reaches the balance range for that tier.

    The fee cycle for all accounts subject to the minimum daily balance requirement begins on the first day of the month and ends on the last day of the month.
    The minimum balance must be maintained in the account each day during the fee cycle to avoid the fee.

    Fees may reduce earnings on the account. Rate may change after account opening. Rate is accurate as of September 19, 2022.

Start saving big

Give us a call or come into our branch to open your new account.

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