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Overview
Your vehicle awaits
We provide financing for new cars, used cars, and recreational vehicles. Get approved fast and start your search.
Why go with a credit union?
Auto loans can come with skyrocketing interest rates, which is why a credit union is the right choice. We love providing loans that won’t break the bank, so you can afford a car you’ll be proud to own. Plus, we also offer on-the-spot financing for fast decision making, and useful extras like GAP insurance and an extended warranty that is one of the best values around.
Interested in a recreational vehicle? We cover those too! Get reasonable financing for your RV, boat, motorcycle, or ATV, all through Life.
- Easy online applications
- Quick approval process
- Financing for new and used vehicles
- GAP insurance and extended warranties available
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Rates
Auto/Vehicle Loans
Annual Percentage Rate (APR) Details 4.99%-13.74% New Auto Loans 5.24% to 18.00% Used Auto Loans 6.49% to 18.00% Motorcycle and Recreational Vehicles *The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on the member's credit history and the term of the loan. Not all members will qualify for the best or lowest rate. Lowest promotional APR based on credit worthiness and terms of 36 months or less. Loan to Value up to 115%. All loans are subject to approval. Rates, terms, and conditions are subject to change.
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Calculator
Auto Loan Calculator
Loan Payment Calculator
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Questions
Frequently Asked Questions
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Life CU offers Skip-A-Pay, which is a flexible way to skip a payment on auto and personal loans. You can participate in Skip-A-Pay once a year, for any month you choose! You decide when you need it the most. For a small per loan fee, you can participate in Skip-A-Pay for the month of your choice and an entire month’s worth of payments on the selected loan(s)* will be skipped—with no penalty! Your interest will continue to accrue and the loan will be extended, but all other terms and conditions remain the same. Get started with Skip-A-Pay
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Yes! We frequently recommend these sites to our members:
- J.D. Power / NADA Guides - The official used car guide company.
- Carfax - A vehicle history service.
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Please contact us by phone or email to request a loan application, or come by the branch:
- Pat: 615-230-5433, ext. 2037, pat@lifecu.org
- Christa: 615-230-5433, ext. 5439, christa@lifecu.org
- Roxanne: 615-230-5433, ext. 3070, roxanne@lifecu.org
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To get started, fill out an application via online banking, or email us at loans@lifecu.org.
Contact us to get started