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Overview
Your vehicle awaits
We provide financing for new cars, used cars, and recreational vehicles. Get approved fast and start your search.
Why go with a credit union?
Auto loans can come with skyrocketing interest rates, which is why a credit union is the right choice. We love providing loans that won’t break the bank, so you can afford a car you’ll be proud to own. Plus, we also offer on-the-spot financing for fast decision making, and useful extras like GAP insurance and an extended warranty that is one of the best values around.
Interested in a recreational vehicle? We cover those too! Get reasonable financing for your RV, boat, motorcycle, or ATV, all through Life.
- Easy online applications
- Quick approval process
- Financing for new and used vehicles
- GAP insurance and extended warranties available
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Rates
Auto/Vehicle Loans
Annual Percentage Rate (APR) Details 1.29%-12.99% New Auto Loans 1.49% to 18.00% Used Auto Loans 2.79% to 18.00% Motorcycle and Recreational Vehicles Assigned rates dependent upon term of loan & credit score of applicant(s).
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Calculator
Auto Loan Calculator
Loan Payment Calculator
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Questions
Frequently Asked Questions
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Life CU offers Skip-A-Pay, which is a flexible way to skip a payment on auto and personal loans. You can participate in Skip-A-Pay once a year, for any month you choose! You decide when you need it the most. For a small per loan fee, you can participate in Skip-A-Pay for the month of your choice and an entire month’s worth of payments on the selected loan(s)* will be skipped—with no penalty! Your interest will continue to accrue and the loan will be extended, but all other terms and conditions remain the same. Get started with Skip-A-Pay
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Yes! We frequently recommend these sites to our members:
- J.D. Power / NADA Guides - The official used car guide company.
- Carfax - A vehicle history service.
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Please contact us by phone or email to request a loan application, or come by the branch:
- Pat: 615-230-5433, ext. 2037, pat@lifecu.org
- Christa: 615-230-5433, ext. 5439, christa@lifecu.org
- Roxanne: 615-230-5433, ext. 3070, roxanne@lifecu.org
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To get started, fill out an application via online banking, or email us at loans@lifecu.org.
Contact us to get started