-
Overview
Your vehicle awaits
We provide financing for new cars, used cars, and recreational vehicles. Get approved fast and start your search.
And for a limited time, Drive Happy with a 90-Day No Pay Auto Loan. Cruise through the first three months of your auto loan without making a payment. *Limited time offer. Interest will begin accruing on day one of the loan and continue through the deferred payment period.
Why go with a credit union?
Auto loans can come with skyrocketing interest rates, which is why a credit union is the right choice. We love providing loans that won’t break the bank, so you can afford a car you’ll be proud to own. Looking to learn a little more before you apply? See how much you qualify for with no impact to your credit with our pre-qualification tool.
Interested in a recreational vehicle? We cover those too! Get reasonable financing for your RV, boat, motorcycle, or ATV, all through Life.
- Easy online applications
- Quick approval process
- Financing for new and used vehicles
- GAP insurance and extended warranties available
-
Rates
Auto/Vehicle Loans
Annual Percentage Rate (APR) Details 6.99%-16.24% New Auto Loans 7.24% to 18.00% Used Auto Loans 8.49% to 18.00% Motorcycle and Recreational Vehicles Existing Life Members may be eligible for additional discounts. Click here to learn more.
*The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on the member's credit history and the term of the loan. Not all members will qualify for the best or lowest rate. Loan to Value up to 130%. All loans are subject to approval. Rates, terms, and conditions are subject to change.
New Auto Loan Payment Example: For a $40,000 loan for a term of 5 years with a 4.99% APR, the monthly payment will be $754.69.
Used Auto Loan Payment Example: For a $40,000 loan for a term of 5 years with a 5.24% APR, the monthly payment will be $759.29.
Recreational Loan Payment Example: For a $40,000 loan for a term of 5 years with a 6.49% APR, the monthly payment will be $782.50. -
Calculator
Auto Loan Calculator
Loan Payment Calculator
-
Questions
Frequently Asked Questions
-
Yes! We frequently recommend these sites to our members:
- J.D. Power / NADA Guides - The official used car guide company.
- Carfax - A vehicle history service.
-
You can apply online, contact us by phone at 615-230-5433 (LIFE) or come by the branch.
-
To get started, fill out an application via online banking, or email us at loans@lifecu.org.
Apply online