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LifeCU Mobile

Free - On the App Store


LifeCU Mobile

Free - On the App Store

Auto Loan

Drive it like you bought it

A low-rate auto loan to get you where you want to go

Apply online
  • Your vehicle awaits

    We provide financing for new cars, used cars, and recreational vehicles. Get approved fast and start your search.

    Why go with a credit union?

    Auto loans can come with skyrocketing interest rates, which is why a credit union is the right choice. We love providing loans that won’t break the bank, so you can afford a car you’ll be proud to own. Plus, we also offer on-the-spot financing for fast decision making, and useful extras like GAP insurance and an extended warranty that is one of the best values around.

    Interested in a recreational vehicle? We cover those too! Get reasonable financing for your RV, boat, motorcycle, or ATV, all through Life.

    • Easy online applications
    • Quick approval process
    • Financing for new and used vehicles
    • GAP insurance and extended warranties available
    Happy man holds key to his car

    Auto Refinancing Available

    Love your car, but not your loan rate? Save with us!

    Refinance Your Auto!
  • Auto/Vehicle Loans

    Annual Percentage Rate (APR) Details
    7.24%-16.24% New Auto Loans
    7.49% to 18.00% Used Auto Loans
    8.74% to 18.00% Motorcycle and Recreational Vehicles

    *The Annual Percentage Rate (APR) you receive will be within the range disclosed above and is based on the member's credit history and the term of the loan. Not all members will qualify for the best or lowest rate. Lowest promotional APR based on credit worthiness and terms of 36 months or less. Loan to Value up to 115%. All loans are subject to approval. Rates, terms, and conditions are subject to change.

    New Auto Loan Payment Example: For a $40,000 loan for a term of 5 years with a 4.99% APR, the monthly payment will be $754.69.

    Used Auto Loan Payment Example: For a $40,000 loan for a term of 5 years with a 5.24% APR, the monthly payment will be $759.29.

    Recreational Loan Payment Example: For a $40,000 loan for a term of 5 years with a 6.49% APR, the monthly payment will be $782.50.

  • Auto Loan Calculator

    Loan Payment Calculator

  • Frequently Asked Questions

    • Life CU offers Skip-A-Pay, which is a flexible way to skip a payment on auto and personal loans.  You can participate in Skip-A-Pay once a year, for any month you choose! You decide when you need it the most. For a small per loan fee, you can participate in Skip-A-Pay for the month of your choice and an entire month’s worth of payments on the selected loan(s)* will be skipped—with no penalty! Your interest will continue to accrue and the loan will be extended, but all other terms and conditions remain the same. Get started with Skip-A-Pay
    • Yes! We frequently recommend these sites to our members:
    • You can apply online, contact us by phone at 615-230-5433 (LIFE) or come by the branch.
Online applications available

To get started, fill out an application via online banking, or email us at

Apply online
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