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LifeCU Mobile

Free - On the App Store


LifeCU Mobile

Free - On the App Store

Guaranteed Asset Protection (GAP)

Fill in the gaps

An exceptional GAP plan that offers an Auto Deductible Reimbursement

Ask a loan officer
  • What is GAP insurance?

    Most insurance policies will only cover the value of your car, not what you owe on your loan. GAP comes in to cover the difference and save you thousands.

    Why get GAP from Life?

    A good GAP policy is essential for peace of mind. If your car is stolen or totaled, you could lose thousands without GAP, even if you have insurance. In addition to regular GAP coverage, Life also gives you some fantastic extras. We offer deductible reimbursements (up to $500) for GAP eligible vehicle loans. We also have a program called warranty vault which lets you easily manage your vehicle policies online, all in one convenient place.

    • Covers the difference between your loan and your car’s value
    • Also includes deductible reimbursement up to $500
    • Comes with warranty vault for easy warranty management
  • Frequently Asked Questions

    • No, this perk only covers traditional vehicles and does not apply to our recreational (motorcycle, boat, etc.) loans. It also does not cover commercial vehicles.
    • Warranty vault is a free service we offer to all of our GAP policy holders. It's an easy to use online service that lets you manage all of your warranty documentation, receipts, etc. in one convenient place. With this service, you won't have to go digging through your house to find important information if something happens to your car.
    • Yes! We frequently recommend these sites to our members:
      • NADA - The official used car guide company.
      • Carfax - A vehicle history service.
Interested in adding GAP to your auto loan?

Reach out to us by phone, or come visit our branch, and we'll get you squared away.

Ask a loan officer
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Responding to COVID-19

At Life Credit Union, our focus is on the safety and well being of our members, our staff, and our community. We are closely monitoring the novel coronavirus (COVID-19) developments and taking proactive steps to minimize risk.

Please read our full statement that includes information about the available options to access your accounts without visiting the branch.