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LifeCU Mobile

Free - On the App Store


LifeCU Mobile

Free - On the App Store

Personal Property Loans

What's missing in your life?

Loans for electronics, appliances, furniture, and more

  • No hiccups, no hassle

    In a hurry? We can get you approved for a personal property loan quickly and seamlessly. Whether you’re in the market for a powerful new computer, a lawnmower, or appliances for your kitchen, we can help.

    The LifeCU difference

    As a credit union, we are owned by our members, not by stockholders. This means we are able to give our profits back by offering lower rates and better services. If you join Life CU, you’ll have a say and a stake in the credit union, and you’ll enjoy the Life CU difference when it comes to our loans.

    • Flexibility: get a loan that meets the needs of your life
    • Savings: save with competitive loan rates
    • Familiarity: choose a lender that understands your unique needs and lifestyle
  • Unsecured Loans

    Annual Percentage Rate (APR)
    Unsecured Loans 9.75%-18.00%

    Assigned rates dependent upon term of loan & credit score of applicant(s).

    Share Secured Loans

    Annual Percentage Rate (APR)
    Share Secured Loans 3.00% minimum or 2.00% above rate earned
  • Personal Property Loan Calculator

    Loan Payment Calculator

  • Frequently Asked Questions

    • Life CU offers Skip-A-Pay, which is a flexible way to skip a payment on auto and personal loans.  You can participate in Skip-A-Pay once a year, for any month you choose! You decide when you need it the most. For only $25.00 per loan, you can participate in Skip-A-Pay for the month of your choice and an entire month’s worth of payments on the selected loan(s)* will be skipped—with no penalty! Your interest will continue to accrue and the loan will be extended, but all other terms and conditions remain the same. Get started with Skip-A-Pay
    • The terms and conditions of the loan agreement will remain the same. We also encourage you to continue to apply for loans with our competitive rates. Life CU’s lending department is staying busy and is here to serve you! Keep planning your financial goals and let us help make your financial dreams come true. We are here for life!   Return to the Merger/Partnership page.
    • You can now apply online through our virtual online banking tool.

      There is a $35.00 loan processing fee due when you apply for a loan.

      If you do not have access to online banking, please contact us by phone or email to request a loan application, or come into one of our branches:

      Pat: 615-230-5433, ext. 2037,
      Christa: 615-230-5433, ext. 5439,
      Cristy: 615-230-5433, ext. 3236,
Get approved fast

You don't have to fill out a mile-long application to buy something you love.

Join LifeCU