No hiccups, no hassle
In a hurry? We can get you approved for a personal property loan quickly and seamlessly. Whether you’re in the market for a powerful new computer, a lawnmower, or appliances for your kitchen, we can help.
The LifeCU difference
As a credit union, we are owned by our members, not by stockholders. This means we are able to give our profits back by offering lower rates and better services. If you join Life CU, you’ll have a say and a stake in the credit union, and you’ll enjoy the Life CU difference when it comes to our loans.
- Flexibility: get a loan that meets the needs of your life
- Savings: save with competitive loan rates
- Familiarity: choose a lender that understands your unique needs and lifestyle
Annual Percentage Rate (APR) Unsecured Loans 9.75%-18.00%
Assigned rates dependent upon term of loan & credit score of applicant(s).
Share Secured Loans
Annual Percentage Rate (APR) Share Secured Loans 3.00% minimum or 2.00% above rate earned
Personal Property Loan Calculator
Loan Payment Calculator
Frequently Asked Questions
Life CU offers Skip-A-Pay, which is a flexible way to skip a payment on auto and personal loans. You can participate in Skip-A-Pay once a year, for any month you choose! You decide when you need it the most. For only $25.00 per loan, you can participate in Skip-A-Pay for the month of your choice and an entire month’s worth of payments on the selected loan(s)* will be skipped—with no penalty! Your interest will continue to accrue and the loan will be extended, but all other terms and conditions remain the same. Get started with Skip-A-Pay
The terms and conditions of the loan agreement will remain the same. We also encourage you to continue to apply for loans with our competitive rates. Life CU’s lending department is staying busy and is here to serve you! Keep planning your financial goals and let us help make your financial dreams come true. We are here for life! Return to the Merger/Partnership page.
You can now apply online through our virtual online banking tool.
There is a $35.00 loan processing fee due when you apply for a loan.
If you do not have access to online banking, please contact us by phone or email to request a loan application, or come into one of our branches:
Pat: 615-230-5433, ext. 2037, firstname.lastname@example.org
Christa: 615-230-5433, ext. 5439, email@example.com
Cristy: 615-230-5433, ext. 3236, firstname.lastname@example.org
You don't have to fill out a mile-long application to buy something you love.