What are signature loans?
Signature loans are personal loans that require just your signature. They are a great choice if you need cash quickly or don’t have collateral available.
Better rates, shorter waits
You can get a loan that’s fast and flexible without paying uncomfortable rates. Since we’re a credit union, we can offer some of the lowest rates around. Our signature loans are easy to apply for and can be used to cover anything, including emergencies, vacations, weddings, and medical expenses. If you prefer more flexible spending, we also have lines of credit available.
- No hassle – get a loan without collateral
- No delays – fast application approval
- No limitations – use your loan for anything
Annual Percentage Rate (APR) Unsecured Loans 9.75%-18.00%
Assigned rates dependent upon term of loan & credit score of applicant(s).
Loan Payment Calculator
Frequently Asked Questions
Collateral is something you pledge as security for repayment of a loan, such as your car or home.
Both of these loans are available without collateral. A signature loan is offered as a lump sum, whereas a line of credit is a source of funds that you can draw from whenever you choose. With a line of credit, the money that is repaid becomes available again. There are advantages to both, depending upon your needs and circumstances. A signature loans gives you more cash up front, whereas a line of credit is more flexible.
Apply right here online, or stop by the branch to fill out an application.