Skip nav to main content.

LifeCU Mobile

Free - On the App Store


LifeCU Mobile

Free - On the App Store

Signature Loan/Line of Credit

Fast, flexible loans

All you need is your signature

  • What are signature loans?

    Signature loans are personal loans that require just your signature. They are a great choice if you need cash quickly or don’t have collateral available.

    Better rates, shorter waits

    You can get a loan that’s fast and flexible without paying uncomfortable rates. Since we’re a credit union, we can offer some of the lowest rates around. Our signature loans are easy to apply for and can be used to cover anything, including emergencies, vacations, weddings, and medical expenses. If you prefer more flexible spending, we also have lines of credit available.

    • No hassle – get a loan without collateral
    • No delays – fast application approval
    • No limitations – use your loan for anything
  • Unsecured Loans

    Annual Percentage Rate (APR)
    Unsecured Loans 9.75%-18.00%

    Assigned rates dependent upon term of loan & credit score of applicant(s).

  • Loan Calculator

    Loan Payment Calculator

  • Frequently Asked Questions

    • Collateral is something you pledge as security for repayment of a loan, such as your car or home.

    • Both of these loans are available without collateral. A signature loan is offered as a lump sum, whereas a line of credit is a source of funds that you can draw from whenever you choose. With a line of credit, the money that is repaid becomes available again. There are advantages to both, depending upon your needs and circumstances. A signature loans gives you more cash up front, whereas a line of credit is more flexible.

Get your loan

Apply right here online, or stop by the branch to fill out an application.

Join LifeCU