All Rates
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Loan Rates
Loan Rates
VISA® Credit Card
Annual Percentage Rate (APR) VISA® Credit Card 6.90% (secured) 9.90% -18.00% (unsecured) Auto/Vehicle Loans
Annual Percentage Rate (APR) Details 2.95%-18.00% This includes all cars, and trucks. Assigned rates dependent upon term of loan & credit score of applicant(s).
Share Secured Loans
Annual Percentage Rate (APR) Share Secured Loans 3.00% minimum or 2.00% above rate earned Other Secured Loans
Annual Percentage Rate (APR) Details 6.50%-18.00% This includes motor homes, travel trailers, watercraft, ATVs, and lawnmowers, and etc. Assigned rates dependent upon term of loan & credit score of applicant(s).
Unsecured Loans
Annual Percentage Rate (APR) Unsecured Loans 9.75%-18.00% Assigned rates dependent upon term of loan & credit score of applicant(s).
Home/Mortgage
Annual Percentage Rate (APR) Home/Mortgage Loans Various options available Please contact a Mortgage Loan Officer for details.
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Savings Rates
Savings Rates
Christmas Club
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period 0.05% 0.05% n/a $100 Quarterly Quarterly Share Savings Account
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Fee Dividends Compounded & Credited Dividend Period Share Savings Account 0.05% 0.05% $10 $100 $10 Quarterly Quarterly Kasasa Cash Back Checking* and Kasasa Tunes Checking*
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period n/a n/a n/a n/a n/a n/a * Kasasa accounts must meet the account qualifications set forth in the Explanation of Rates & Fees Disclosures below in order to earn the qualifying dividend rate and APY.
Kasasa Savings
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period Qualifying* $0.01 - $15,000.00 0.25% 0.25% n/a n/a Monthly Calendar Month Qualifying* $15,000.01 or more 0.15% 0.25% - 0.15% n/a n/a Monthly Calendar Month Non-qualifying 0.03% 0.03% n/a n/a Monthly Calendar Year * Kasasa accounts must meet the account qualifications set forth in the Explanation of Rates & Fees Disclosures below in order to earn the qualifying dividend rate and APY.
Kasasa Cash Checking
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period Qualifying* $0.01 - $15,000.00 1.25% 1.25% n/a n/a Monthly Calendar Month Qualifying* $15,000.01 or more 0.25% 1.25% - 0.25% n/a n/a Monthly Calendar Month Non-qualifying 0.03% 0.03% n/a n/a Monthly Calendar Month * Kasasa accounts must meet the account qualifications set forth in the Explanation of Rates & Fees Disclosures below in order to earn the qualifying dividend rate and APY.
Regular Checking Account
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Fee Dividends Compounded & Credited Dividend Period 0.00% 0.00% n/a $1,000 $500 without Direct Deposit Quarterly Quarterly Money Market Savings/Checking Account
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Minimum Balance to Avoid Fee Dividends Compounded & Credited Dividend Period $500.00-$10,000.00 0.05% 0.05% n/a $500 n/a Monthly Monthly $10,000.01-$25,000.00 0.10% 0.10% n/a $500 n/a Monthly Monthly $25,000.01-$50,000.00 0.15% 0.15% n/a $500 n/a Monthly Monthly $50,000.01-$100,000.00 0.20% 0.20% n/a $500 n/a Monthly Monthly $100,000.01 and over 0.25% 0.25% n/a $500 n/a Monthly Monthly Platinum Life Money Market Account
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period 0.05% added to base rate 0.05% added to base rate n/a $500 Monthly Monthly Traditional IRA, Roth IRA, and Coverdell Education Savings Account
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period 0.05% 0.05% $100 $100 Quarterly Quarterly -
Certificates
Certificates
90-Day Certificate
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period 0.10% 0.10% n/a n/a at maturity at maturity Traditional IRA/Roth IRA Term Certificate
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period 12 Months 0.40% 0.40% $4,000 $4,000 at maturity at maturity 18 Months 0.45% 0.45% $4,000 $4,000 at maturity at maturity 24 Months 0.50% 0.50% $4,000 $4,000 at maturity at maturity 36 Month 0.60% 0.60% $4,000 $4,000 at maturity at maturity 48 Months 0.70% 0.70% $4,000 $4,000 at maturity at maturity 60 Months 0.80% 0.80% $4,000 $4,000 at maturity at maturity Education IRA Term Certificate
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period 12 Month 0.40% 0.40% $2000 $2000 at maturity at maturity 18 Month 0.45% 0.45% $2000 $2000 at maturity at maturity 24 Month 0.50% 0.50% $2000 $2000 at maturity at maturity 36 Month 0.60% 0.60% $2000 $2000 at maturity at maturity 48 Month 0.70% 0.70% $2000 $2000 at maturity at maturity 60 month 0.80% 0.80% $2000 $2000 at maturity at maturity Term Certificates
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited 6 month 0.30% 0.30% $1000 $1000 at maturity 12 month 0.40% 0.40% $1000 $1000 at maturity 18 month 0.45% 0.45% $1000 $1000 at maturity 24 month 0.50% 0.50% $1000 $1000 at maturity 36 month 0.60% 0.60% $1000 $1000 at maturity 48 month 0.70% 0.70% $1000 $1000 at maturity 60 month 0.80% 0.80% $1000 $1000 at maturity Flex Certificate*
Dividend Rate Annual Percentage Yield Minimum Opening Balance Minimum Balance to Earn APY Dividends Compounded & Credited Dividend Period Variable Variable Variable Variable at maturity at maturity *Flex Certificate terms, rate and maturity are determined at the time of account opening.