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LifeCU Mobile

Free - On the Play Store

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LifeCU Mobile

Free - On the App Store

Credit Cards

Low rates, big rewards

A perfectly well-rounded credit card

Contact us to get started
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  • The card that has it all

    When it comes to your credit card, you don’t need to make sacrifices. Enjoy rewards, world class security, extra perks like insurance, and a great low rate—all on the same card.

    Why get a Life CU credit card?

    There are a few big reasons to get a credit card, plus a lot of small ones. For one thing, once you’re approved, you’ll get $200,000 accident insurance, no strings attached or premiums needed. You can also earn rewards for awesome things like travel and shopping through ScoreCard Rewards. Already have a credit card somewhere else? Consider transferring your balance over to Life CU to secure a better rate and save more in the long run.

    When it comes to managing your card, we’ve also got a great solution. You can handle payments and view transactions online with eZCard.

    • A better deal: same rate for cash advances, no annual fee
    • World class security: EMV chip
    • Maximum convenience: review transactions and pay your card online with eZCard
    • Manage your card, get instant notifications, and protect your card from fraud with the SecurLOCK Equip app.
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    Manage your Credit Card

    Access Your Credit Card Statement and make payments. You can also login to your Credit Card account from Life CU online banking.

    Get Started
  • Credit Card

    Type Term Annual Percentage Rate (APR)
    World Credit Card N/A 16.74% - 18.00%
    Select Credit Card N/A 14.90% - 18.00%
    Power Credit Card N/A 14.74% - 18.00%
    Core Credit Card N/A 18.00%

    Credit Limit: $300 - $40,000. All loans are subject to approval. Rates, terms, and conditions are subject to change.

  • Frequently Asked Questions

    • If your Visa credit card has been lost or stolen,  please call 1-800-325-3678.  If you are outside of the US, call 1-410-581-3836. If you suspect fraud or need to dispute a Visa credit card charge, call 1-800-600-5249, immediately.
    • If you suspect fraud or need to dispute a Visa credit card charge, please call 1-800-600-5249 immediately. If your Visa credit card has been lost or stolen, then call 1-800-325-3678.  If you are outside of the US, call 1-410-581-3836.
    • A unsecured card simply means your card is not backed up by your savings account or another form of collateral. This means your rate will be slightly higher (but still a great deal). We have both unsecured and secured cards available, and both feature advanced security features.

    • eZCard is a free service that lets you easily manage your credit card online. eZCard includes features such as:
      • Account Summary Information
      • Online Statement
      • Data downloadable to financial software such as Quicken or Money
      • Online Credit Card Payments
      • Transaction and Spending Reports
      • E-mail notifications of conditions or events on your account
Apply Online

Apply online or come into the branch to fill out an application.

Contact us to get started
Join LifeCU